Make Your Dreams possible

Invest with Confidence, Harvest with rewards

Together we can achieve anything...

Vehicle Loan

Own Your Dream Vehicle with Fast, Affordable Financing

Whether you're planning to buy a new car, a two-wheeler, or a commercial vehicle, Coastal Urban Bank offers easy and flexible vehicle loans tailored to your needs.

Why Choose Coastal Urban Bank for Your Vehicle Loan?

  • Fast Loan Approval – Quick processing

  • Attractive Interest Rates – Competitive and transparent rates

  • Flexible Repayment Options – Convenient EMIs to suit your budget

  • 100% Loan on Select Vehicles – Finance your vehicle fully or partially

  • For Salaried, Self-employed & Business Owners

We make your vehicle ownership journey simple and stress-free. Our dedicated team is ready to guide you through the process – from application to disbursal.

Start your journey today.
Visit your nearest Coastal Urban Bank branch.

Gold Loan

Instant Cash Against Gold – Safe, Simple, and Reliable

Unlock the true value of your gold with Coastal Urban Bank’s Gold Loan – a quick and secure way to meet your financial needs without parting with your precious ornaments.

Whether it's for medical expenses, business needs, education, or emergencies, our gold loan services offer:

  • Instant loan disbursal with minimal documentation

  • Attractive interest rates and flexible repayment options

  • Safe and secure storage of your gold in our vaults

  • Loan amounts based on gold purity and weight

  • Option to repay interest monthly and principal at maturity

Your gold stays safe, while your goals move forward. Visit your nearest branch to get started or call us for more information.

Housing Loan (Hl) *(Emi)

Build or Buy Your Dream Home with Flexible EMIs

At Coastal Urban Bank, we believe that owning a home should be within everyone's reach. Our Housing Loan solutions are designed to support your dreams—whether you're buying a plot, constructing a house, or purchasing a flat.

Key Features of Our Housing Loan:

  • Affordable EMIs with flexible repayment up to 20 years

  • Loans for salaried, self-employed, and NRIs

  • Financing for purchase, construction, or renovation

  • Attractive interest rates with transparent terms

  • Quick processing with simple documentation

You can also opt for EMI plans tailored to your income pattern, with prepayment and foreclosure options available.

Let your dream home take shape.
Visit your nearest Coastal Urban Bank branch or apply online to know your eligibility.

Business Loan (Bl)

Fuel Your Business Growth with Easy and Reliable Financing

Whether you’re starting a new venture, expanding operations, or managing working capital, Coastal Urban Bank’s Business Loan is designed to support your vision with flexible terms and fast processing.

Business Loan Features:

  • Loans for SMEs, traders, professionals, and enterprises

  • Working capital and term loan options

  • Competitive interest rates and flexible repayment

  • Collateral-free loans up to eligible limits*

  • Quick processing with minimal paperwork

  • Flexible tenure and convenient EMI options

We support your ambition with customized financial solutions that help your business move forward.

Turn your plans into profits.
Visit your nearest Coastal Urban Bank branch or connect with our loan officer today.

Ordinary Loan (Ol) *(Emi)

Simple Loans for Your Everyday Needs – Easy EMIs, Quick Approval

Need funds for personal expenses, education, medical needs, or any unforeseen situation? Coastal Urban Bank’s Ordinary Loan offers quick and convenient financial support with flexible repayment options.

Key Features:

  • Loans for salaried and self-employed individuals

  • Simple documentation and fast processing

  • EMI-based repayment with flexible tenures

  • Attractive interest rates and transparent charges

  • No hidden costs or complications

Our Ordinary Loan is a multi-purpose personal loan designed to provide financial comfort when you need it most.

Apply with ease. Repay with comfort.
Visit your nearest branch or speak to a Coastal Urban Bank representative today.

Cash Credit (Cc)

Manage Your Business Cash Flow with Flexible Credit Facility

Coastal Urban Bank’s Cash Credit (CC) Loan is designed to help businesses maintain smooth day-to-day operations by offering a continuous credit facility against security. Ideal for traders, manufacturers, and service providers who need working capital on a revolving basis.

Key Benefits:

  • Revolving credit limit based on business needs and turnover

  • Ideal for managing inventory, receivables, and short-term expenses

  • Credit against stock, receivables, or other acceptable collateral

  • Interest charged only on the amount utilized

  • Minimal documentation and quick approval

Stay financially agile and keep your operations running without interruption.

Support your business with Coastal strength.
Visit your nearest branch to apply or talk to our loan experts for more information.

Non Productive Mt Loan (Npmtl)

Support for Your Personal Needs with Medium-Term Financing

Coastal Urban Bank’s Non-Productive Medium-Term Loan (NPMTL) is tailored to meet your non-income-generating personal needs—be it family functions, medical expenses, education, or other essential commitments.

This loan is ideal when you need financial support that’s not linked to a business or income-generating activity but still important to your life and well-being.

Key Features:

  • Loans for salaried individuals, pensioners, and others

  • Flexible repayment period with affordable EMIs

  • Minimal documentation and quick processing

  • Attractive interest rates and transparent terms

  • Secured and unsecured options based on eligibility

We understand that life brings unexpected expenses. Our NPMTL helps you manage them with ease and dignity.

Personal needs, professionally supported.
Visit your nearest Coastal Urban Bank branch to apply or get more details.

Medium Term Loan (Mtl)

Flexible Financing for Your Medium-Term Goals

Coastal Urban Bank’s Medium Term Loan (MTL) is designed to support individuals and businesses with funding needs that fall between short-term emergencies and long-term investments. Whether it’s for asset purchase, equipment, renovation, or personal needs, our MTL offers a perfect balance of flexibility and affordability.

Key Features:

  • Loan tenure ranging from 1 to 5 years

  • Attractive interest rates with structured EMI plans

  • Simple documentation and quick approval process

  • Available for individuals, professionals, and small businesses

  • Secured or unsecured loans based on eligibility

With a medium-term loan, you can meet planned expenses without burdening your finances.

Plan smart. Borrow right.
Visit your nearest Coastal Urban Bank branch or contact our loan desk for details.

Special Loan (Spl)

Customised Financial Solutions for Special Needs

Coastal Urban Bank’s Special Loan is crafted to support unique or exceptional financial requirements that may not fall under standard loan categories. Whether it’s a special event, unexpected situation, or a one-time personal or community need, we provide flexible and supportive lending options tailored just for you.

Key Features:

  • Designed for specific or non-regular financial needs

  • Flexible eligibility and repayment terms

  • Available for individuals, groups, or institutions

  • Attractive interest rates and convenient EMIs

  • Case-by-case assessment for personalized support

Our Special Loan is here when life needs something extra—beyond the ordinary.

Your needs are unique. So is our support.
Visit your nearest Coastal Urban Bank branch for more information or to apply.


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